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2019 Hurricane Season Will Be Active - Are You Prepared?

The 2019 Atlantic hurricane season is an upcoming event in the annual formation of tropical cyclones in the Northern Hemisphere. The season will officially begin on June 1, 2019, and end on November 30, 2019. These dates historically describe the period each year when most tropical cyclones form in the Atlantic basin and are adopted by convention. However, tropical cyclogenesis is possible at any time of the year.



5 Insurance Tips for Hurricane Season:


1. Review Your Insurance Policy

Better understand the coverages you have purchased by thoroughly reading through your policy. If you have any questions or concerns, call our Agency at 713-316-0866.


2. Complete a Household Inventory

Speed up your claims processing after a storm by documenting the contents of your home. Document your inventory by creating a list of your belongings and their estimated value. Creating an inventory can be as simple as writing it down with a pen and paper, or by taking pictures and videos with your smartphone. Be sure to keep more than one copy of your inventory, and place it in a secure location.


3. Store Your Important Documents in a Safe and Dry Place

Keep your insurance policies and other important documents in waterproof packaging. Included in those documents should be your Insurance policy number and Flood Insurance Policy Number, as well the Insurance Company claims number.



4. Prepare Your Property Now

Consider your home's vulnerability to damages caused by wind, storm surge, and flooding. Preventative maintenance is the best way to avoid major repairs if a hurricane or storm were to make landfall.



5. Develop an Emergency Plan Well in Advance of a Storm

Take necessary precautions to protect yourself, your family, and your property by developing an emergency plan. Establish a safe meeting place and develop several escape routes to get there. If you must evacuate, be sure to shut off your electricity and lock up all doors and windows.



Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips.

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